Information about A-kasse and Dagpenge
In Denmark there are 21 Unemployment Insurance Funds.
Danish unemployment insurance funds (in Danish: A-kasse) are private non-profit institutions that are supported by the state.
You need to be a member of an A-kasse to be eligible for Unemployment benefits ("Dagpenge"). However it is not enough to be a member, also other requirements apply.
Of the 21 A-kasser some only take members from certain occupations/within certain professions.
The rest are interdisciplinary and accept any employees or self-employed as members. This means that no matter your profession you can apply for membership with these A-kasser or if you are already a member of an A-kasse, you can always switch A-kasse to an interdisciplinary A-kasse.
In the table below you will find those interdisciplinary A-kasser where it says "anyone" in the column "for whom".
Some of the interdisciplinary A-kasser also offer cheap union membership - this includes "Det Faglige Hus" and Ase.
Find out more in our article about the interdisciplinary A-kasser.
Are you in doubt about which A-kasse suits your job/education best, then you can have a look at our list over the typical members in the different A-kasser.
| A-kasse / Members as of 01/01/26 | For whom | Price /mo. 2026 | Pros and Cons | Has an office in these cities | Offers | Sign Up online/ Read more |
|---|---|---|---|---|---|---|
| DFH A-kasse 195,529 | Anyone | 528 | Pros: DK's cheapest A-kasse with Union, best price trend, and most new members. Free Union the first 6 months (seen 20/3). | Esbjerg, Kolding, Herning, Aarhus, Aalborg, Odense, Ringsted, Copenhagen and Hillerød. | A-kasse, Union and wage insurance. Buy the full package and get free union membership for 12 months. | (ad link) Sign Up online about DFH |
| A&Til A-kasse 135,619 | Anyone | 521 | Pros: cheapest interdisciplinary A-kasse, increase in number of members, same A-kasse throughout your working life | Copenhagen, Aarhus, Odense, Aalborg, Herning, Kolding and Næstved | A-kasse | (ad link) Sign Up online about A&Til |
| Min A-kasse 74,552 | Anyone, but has the most members within sales and IT | 542 | Pros: Has the highest score on Trustpilot(4.7/5) of all A-kasser, high quality in guidance | Aalborg, Aarhus, Middelfart, København, Rødovre, Næstved and Valby | A-kasse | (ad link) Sign Up online about Min A-kasse |
| Ase A-kasse 131,959 | Alle | 560 | Pros: cheap union, high quality in guidance. Free Union the first 6 months (seen 20/3). Cons: has more complaints than average. | Copenhagen + meeting places by appointment | A-kasse and Union | (ad link) Sign Up online about ASE |
| Lederne A-kasse 123,807 | Managers/ White-collar workers | 542 | Pros: Join "Lederne" and get a course worth DKK 15,000 (seen 20/3). | Copenhagen, Aalborg, Aarhus, Herning, Kolding and Roskilde. | A-kasse and Union | (ad link) Sign Up online about Lederne |
| 3F A-kasse 194,667 | several sectors including building, transport, industrial, hotel and restaurant and green sector | 570 | Pros: Strong Union (if you buy Union together with A-kasse), High quality in case processing and guidance Cons: is expensive | 3F has branches throughout the country | A-kasse and Union | about 3F A-kasse |
| HK A-kasse 157,690 | several industries - including administr., HR, customer service, laboratory, logistics, sales and purchasing | 552 | Pros: TrustScore 4.4/5 Cons: high price, get more criticism for guidance than average | HK has branches throughout the country | A-kasse and Union | about HK A-kasse |
| ajks 22,481 | Working with media, communi- cation and creativity | 514 | Pros: good price trend, cheap, high quality in case management and guidance Cons: no Union | Copenhagen and Aarhus | A-kasse | about AJKS |
| Krifa A-kasse 136,684 | Anyone | 556 | Pros: TrustScore 4.6/5 Cons: Has lost members 10 years in a row | 14 cities, including Copenhagen, Aarhus, Aalborg, Odense | A-kasse and Union | about Krifa |
| DSA 90,962 | You work in the healthcare sector and have education in health | 513 | Pros: DK's cheapest A-kasse Cons: no Union, gets criticism for case handling and guidance | Copenhagen, Aarhus, Aalborg, Fredericia | A-kasse | about DSA A-kasse |
| BUPL-A 53,325 | Childcare worker | 516 | Pros: cheap, has few complaints | BUPL has branches throughout the country | A-kasse and Union | about BUPL A-kasse |
| Lærer 66,778 | All teachers | 521 | Pros: Few complaints Cons: criticism for case handling | 5 cities, including Copenhagen, Aalborg, Aarhus | A-kasse | about Lærer A-kasse |
| SL A-kasse 30,956 | Social Worker | 528 | Pros: Few complaints Cons: Gets criticism for case handling | 10 cities, including Copenhagen, Aarhus, Esbjerg, Odense | A-kasse and Union | about SL A-kasse |
| Teknikernes A-kasse 18,494 | Technician, designer or constructor | 573 | Pros: Expert in professions such as technician and designer Cons: is expensive, gets more criticism for case guidance then average | 9 cities, including Copenhagen, Aarhus, Aalborg, Odense | A-kasse and Union | about TL A-kasse |
| FOA A-kasse 121,387 | Public sector jobs within social-health, pedagogy, service, diet and fire department | 552 | Pros: Are experts in social and health care, kitchen and cleaning, technical and service, and childcare/daycare Cons: is expensive | FOA has branches throughout the country | A-kasse and Union | about FOA A-kasse |
| METAL-A 58,590 | Salaried workers who work with crafts, technology, mechanics and IT | 572 | Pros: Are experts in industry, including jobs as a machinist, auto mechanic, blacksmith, IT supporter and industrial technician Cons: is expensive, has more complaints than average | METAL has branches throughout the country | A-kasse and Union | about Metal A-kasse |
| Din Faglige A-kasse 44,046 | Several industries, including electrician, plumber, painter, baker, butcher and dairyman | 579 | Cons: is expensive | 12 cities, including Copenhagen, Aalborg, Aarhus | A-kasse | about FAK |
| MA A-kasse 68,948 | Anyone, but especially for university education | 562 | Cons: has many complaints, no union | Copenhagen, Aarhus, Aalborg and Odense | A-kasse | about MA A-kasse |
| Akademiker 270,244 | University education | 517 | Pros: Is cheap | 7 cities, including Copenhagen, Aarhus, Aalborg, Odense | A-kasse | about AKA |
| A-kassen Frie 46,209 | Anyone | 555 | Pros: TrustScore 4.2/5 Cons: Has the most complaints of all A-kasser, only office in Odense and Taastrup | Odense + meeting places by appointment | A-kasse and Union | about Frie |
| CA A-kasse 56,711 | Anyone, but targeted at the "business" area | 561 | Pros: Trustscore 4,6/5, has few complaints, legal assistance ("CA Advokathjælp") can be purchased for extra DKK 60/month. | Aalborg, Aarhus, Kolding, Odense, Gentofte | A-kasse and legal help | about CA A-kasse |
Number of members are from Styrelsen for Arbejdsmarked og Rekruttering's annual estimates of the number of members. Students with free membership are not included.
- A-kasse overview (frontpage) →
Unemployment Insurance in Denmark
You might also be interested in:
⇒Switch to another A-kasse
⇒Cheap Trade union with A-kasse
⇒Find an interdisciplinary A-kasse
Optional supplement to A-kasse membership
You can often get a discount if, in addition to unemployment insurance (A-kasse), you also buy wage insurance, trade union, or both as a package deal.
Here are some of the best deals right now (checked 20/03/2026):
Det Faglige Hus
In "Det Faglige Hus" you get free union membership for 12 months if you become a member of A-kasse and choose wage insurance with coverage of at least DKK 2,000 per month in addition to unemployment benefits for up to 3 months. It costs DKK 590/month for the first 12 months. Then DKK 659/month.
You can get up to DKK 6,000 in wage insurance coverage and still get 12 months of free union membership. The price increases by approx. DKK 30 per DKK 1,000 extra in wage insurance. So the price for A-kasse + union membership + DKK 3,000 in wage insurance is DKK 620/month for the first 12 months. Then DKK 689/month.
A&Til A-kasse
In A&Til you can get a package consisting of A-kasse and wage insurance with payments for up to 6 months. If you have been a member for 9 months, you can get up to DKK 3,000 in addition to unemployment benefits for 6 months. If you have been a member for more than 15 months, the coverage from wage insurance increases to DKK 4,000 per month. If you have been a member for at least 22 months, the coverage from wage insurance increases to DKK 5,000 per month. After 28 months of membership, the coverage from wage insurance increases to DKK 7,500 per month.
You pay DKK 150 per month for wage insurance. The total cost of the package is therefore 671 per month.
ASE A-kasse
In ASE you can get a package consisting of A-kasse, trade union and wage insurance with payment for up to 6 months. If you have been a member for 6 months, you can get up to DKK 3,000 in addition to unemployment benefits for 6 months. When you have been a member for 12 months, you can get up to DKK 6,000 in addition to unemployment benefits for 6 months. The 6,000 from wage insurance assumes that you earn at least DKK 33,865 per month. The entire package costs DKK 699/month.
