Unemployment insurance funds in Denmark

Information about A-kasse and Dagpenge

In Denmark there are 24 Unemployment Insurance Funds.
Danish unemployment insurance funds (in Danish: A-kasse) are private non-profit institutions that are supported by the state.

You need to be a member of an A-kasse to be eligible for Unemployment benefits ("Dagpenge"). However it is not enough to be a member, also other requirements apply.

Of the 24 A-kasser some only take members from certain occupations/within certain professions.
A few other A-kasser target self-employed (DANA A-kasse) or managers (A-kassen LH) exclusively.

The rest are interdisciplinary and accept any employees or self-employed as members. This means that no matter your profession you can apply for membership with these A-kasser.
In the table below you find these interdisciplinary A-kasser by filtering the column "For whom". If the A-kasse accepts "anyone" as member it is an interdisciplinary A-kasse.

You can also sort the price column to quickly find the cheapest A-kasse. However please be aware that the cheapest A-kasser are only for those working within specific professions or having specific educations.

Click (anywhere) in a row, and you can see more details about the respective A-kasse.

ID A-kasse For whom Price
per month
2019
Who can become a member? Typical member
groups
Offers cheap Union
(legal help)
Has an office in This amount of the membership fee goes to administration This amount of the membership fee goes to insurance Members development
in 2018
Members
as of Apr 1, 2019
Links Online
Sign Up
1 A-kassen FrieFrie tilbyder A-kasse og billig fagforening Anyone 479 Everyone regardless of job or education. Wage earners who work according to the Act on Salaried Employees (in danish: "Funktionærloven") Yes, for DKK 65 per month. A-kasse+Union costs DKK 544 per month. 2 first months FREE Odense + meeting places by appointment 124 355 +0,3% 22,789
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2 DFH A-kasseDet faglige hus har oplevet stor medlemsfremgang de senere år. De tilbyder billig A-kasse med fagforening Anyone 476 Everyone regardless of job or education. No typical member groups. "Det Faglige Hus" does not have affiliates or affiliated unions like some of the other interdisciplinary A-kasser, such as FTFa and Min A-kasse. Therefore, members of "Det Faglige Hus" come from many different industries. Yes, for DKK 69 per month. A-kasse+Union costs DKK 545 per month. 3 first months FREE Esbjerg, Aarhus, Brøndby + 6 (see all cities) 121 355 +6,8% 126,013
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3 Min A-kasseMin A-kasse klarer sig ofte meget godt i undersøgelser af medlemstilfredshed Anyone 470 Everyone regardless of job or education. Free A-kasse for students. People working with IT, sales and marketing staff, cleaning staff, property managers, agricultural workers, dairy workers, hairdressers, watchmakers and opticians, people working in prison or as guardians, train drivers, station officials, employees in Customs&Taxes, employees in the air force, employees in the Navy, church and cemetery workers. No København, Aarhus, Aalborg, Fredericia + 3 (see on map) 115 355 -0,5% 83,279
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4 MA A-kasseMA A-kasse er især målrettet personer med en uddannelse på universitetsniveau, men optager i øvrigt alle som medlemmer Anyone 489 Everyone regardless of job or education. Free A-kasse for students. However, the MA A-kasse mainly targets university students and university graduates. The MA A-kasse members are for the most part humanities or science graduates. MA A-kasse is specialized in: humanities, science, social sciences, IT, communication, health, psychology and pedagogy. MA's members are on the private as well as the public labor market and in NGOs. They are typically employed in HR, communication, teaching, research, administration, programming, project management, IT, consulting - or work as self-employed. No København, Aarhus, Aalborg, Odense (see on map) 134 355 +1,5% 62,957
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5 CA A-kasseCA A-kasse er målrettet højtuddannede i det private erhvervsliv, men optager i øvrigt alle som medlemmer Busi-
ness
profes-
sion
489 CA A-kasse targets highly educated people within the "business area". Academics and highly educated individuals in the business sector, working within "business" - management, finance and accounting, marketing, communication, HR, IT or consulting. No, but they have a product they call "CA Advokathjælp" (can be compared to the legal help you get with cheap Union membership). Aalborg, Aarhus, Kolding, Odense, Gentofte 134 355 +3,7% 50,207
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6 DANADANA A-kasse er den eneste A-kasse i Danmark kun for selvstændige Self-
employed
Self-
emplo-
yed
591 DANA states that they are only for the self-employed. Self-employed No, but the membership in DANA A-kasse includes access to some limited legal help. Read more on DANA website. Værløse 236 355 -5,2% 18,298
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7 DSADSA er danmarks billigste A-kasse Some
profes-
sions
438 Wage earners and self-employed persons in the field of health care. You must have completed one of the six required educations (see below) Bioanalysts, Ergotherapists, Physiotherapists, Midwives, Radiographers and Nurses No København, Aarhus, Aalborg, Fredericia 83 355 +2,7% 88,496
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8 BUPL-ABUPL A-kasse er en god og billig A-kasse inden for det pædagogiske område One
profession
One
profes-
sion
445 Wage earners and self-employed with a pedagogical education. Pedagogue workers in creche, kindergarten, SFOs, clubs or schools No BUPL has branches throughout the country (see all cities) 90 355 +2,4% 55,464
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9 DLF-ALærernes A-kasse er den bedste A-kasse for de fleste undervisere One
profession
One
profes-
sion
452 Everyone who is or may become member of one of the professional organizations: DLF - Danmarks Lærerforening, FSL - Frie Skolers Lærerforening, Uddannelsesforbundet (DTL (LVA), DPL og LVU). Primary school teachers, adult and youth educators, teachers at the free elementary schools, teachers at AMU centers and production colleges No København, Aalborg, Aarhus + 2 (see all cities) 97 355 +0,8% 67,989
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10 SL A-kasseSocialpædagogernes A-kasse One
profession
One
profes-
sion
459 You must work in the social pedagogue area, ie. with vulnerable children, children and adults with physical or mental disability, mentally ill persons. Social pedagogy workers No København, Aarhus, Esbjerg, Odense 104 355 +1,1% 33,559
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11 TL A-kasseTeknikernes A-kasse Some
profes-
sions
493 Wage earners or self-employed persons who have a practical education or higher education and work in engineering, design or construction. Examples may be coordinator, project manager or individuals responsible for details in production or documentation. No København, Aarhus, Aalborg, Odense + 5 (see all cities) 138 355 +1,5% 22,207
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12 FOA A-kasseFOA A-kasse Some
profes-
sions
506 FOA accepts members who provide public service, eg. by taking care of children or nursing patients in hospitals and nursing homes. Social and Health Assistants, Social and Health Aiders, Day Care Professionals, Pedagogue-Aiders and Pedagogue-Assistants, Nursing Assistants. No FOA has branches throughout the country (see all cities) 151 355 -0,5% 138,636
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13 BFA A-kasseByggefagenes A-kasse Some
profes-
sions
507 BFA's professional area covers areas of construction such as pipes, ventilation, canning, roofing and facade coverage, plumbing, painting. Plumbers, chimney sweepers, roofers, building painters, industrial painters. No See
contact info
152 355 +0,4% 14,730
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14 AKAAkademikernes har især mange djøf'ere som medlemmer i deres A-kasse Aca-
demics
440 Only academics Engineers, lawyers, economists, doctors, dentists, architects and veterinarians. No København, Aarhus, Aalborg, Odense + 3 (see all cities) 85 355 +4,0% 208,297
Not recom-
mended
15 3F A-kasse3F er danmarks største A-kasse Some
profes-
sions
508 3F's members are organized into six main areas that you must work within in order to be admitted to this A-kasse: industry, transport, public sector employees (especially service areas), construction, agriculture, private service/hotel & restaurant. The largest member group is in the traditional part of industry: iron and metal, process industry, energy sector, plastic industry, clothing and textile, the wood and furniture industry, fish factories, electronics and packaging.
The other groups in 3F include member groups such as cleaning assistants, service assistants, cooks, waiters, receptionists, dishwashers, maids, farmers, agricultural assistants, landscapers, gardeners, zookeepers, machine operators, dairy workers, forest workers, earth and concrete workers, masons, structures, asphalt workers, roofers, rockers, pavers, scaffolders, industrypainters, insulators, joiners, carpenters, glaziers, fitters, craftsmen, cemetery workers, caregivers, pedagogical assistants, drivers, warehouses, rescuers, dockers, fishermen, sailors.
No 3F has branches throughout the country 153 355 -0,3% 220,159
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16 METAL-ADansk Metal A-kasse Some
profes-
sions
506 Dansk Metal covers the following industries: Auto, gold and silver-jewelers, IT and telecommunications, Maritime, Construction, Industrial Automotive mechanics, Automotive engineers, Bike mechanics, Truck mechanics, Flight mechanics, Goldjewelers, Engravers, Silverjewelers, IT Supporters, Computer Technicians, Web integrators, Call center employees, Ship mechanics, Machinists, Ship assistants, Navigators, Ship's cook, Plumbing, Energy Technicians (Tubed), Boilermakers, Welders, Blacksmiths, Industrial Engineers, Automation Technicians, Electrical Engineers, Cnc technicians, Cooling technicians, Fin mechanics. No METAL has branches throughout the country 151 355 -0,6% 64,219
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17 DEF A-kasseDansk El-forbund's A-kasse One
profession
One
profes-
sion
510 DEF covers a wide range of disciplines within electricity Electricians No København, Aalborg, Aarhus + 9 (see all cities) 155 355 +0,9% 18,629
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18 NNF A-kasseFødevareforbundet NNF's A-kasse Some
profes-
sions
501 The food-related Union NNF organizes employees in the following industries: bakers, butchers, dairy, sugar and chocolate industries as well as the tobacco industry. Bakers, butchers, dairy employees No København, Ringsted, Rønne + 10 (see all cities) 146 355 -0,9% 15,689
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19 HK A-kasseHK er en af Danmarks største A-kasser Some
profes-
sions
492 Wage earners and self-employed persons within certain disciplines (see the typical job types below). Office and IT Staff, Laboratory and Environmental Staff, Correspondents, Attorney Secretary, Real Estate Agents, Customer Relations Center, Sellers, Printing Workers, Multimedia Designers, Media Graphics, Market Economists, Medical Secretary, Warehouse Assistants, Graphic Designers, Shop Assistants, Bookkeepers, Advertising Consultants, Employees within Traffic and Railway, Employees within Post and Communication. No HK has branches throughout the country (see all cities) 137 355 +1,0% 175,370
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20 A-kassen LHLederne tilbyder A-kasse og fagforening i en samlet pakke. Du kan også få A-kasse alene ManagersMana-
gers
464 A-kassen LH tells that they target managers, trusted employees, self-employed and salaried persons who negotiate their own pay and contract. Managers, trusted employees, self-employed and salaried persons who negotiate their own pay and contract. Yes, Union with legal help costs 173 per month. København + mødesteder i 6 byer (see on map) 109 355 +1,4% 114,391
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21 A-JKSAJKS A-kasse er a-kassen for folk der arbejder inden for journalistik, kommunikation eller sprog Journa-
lists
455 AJKS targets people working within journalism, communication and language. Journalists, Communicators, Translators, Photographers No København og Aarhus 100 355 +2,7% 22,181
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22 KRIFAKRIFA tilbyder billig A-kasse med fagforening Anyone 485 Everyone regardless of job or education. No typical member groups. Krifa does not have affiliates or affiliated unions like some of the other interdisciplinary A-kasser have, such as FTFa and Min A-kasse. Therefore, KRIFA members may come from many different industries. Yes, Union with legal help costs from DKK 69 per month. A-kasse+Union costs from DKK 554 per month København, Aarhus, Aalborg, Odense + 10 (see all cities) 130 355 -1,1% 161,675
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23 FTF A-kasseFTFa is the cheapest interdisciplinary A-kasse in 2019 Anyone 448 Everyone regardless of job or education. Free A-kasse for students. Bank advisors, insurance employees, trade school teachers, social workers, dental officers, police officers, graduates from professional colleges and business academies. No København, Aarhus, Odense, Aalborg + 3 (see on map) 93 355 +2,2% 126,763
Read more
24 ASE A-kasseASE tilbyder A-kasse med billig fagforening som tilkøbsmulighed Anyone 493 Everyone regardless of job or education. ASE has previously been an A-kasse for self-employed, but today ASE is also for wage earners. Self-employed Yes, for DKK 67 per month. A-kasse+Union costs DKK 560 per month København og Kolding + meeting places by appointment 138 355 -2,7% 142,043
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Number of members are from Styrelsen for Arbejdsmarked og Rekruttering's annual estimates of the number of members. Members with free membership not included.

X

FTFa has offices in the following cities:

København, Aarhus, Odense, Aalborg, Herning, Kolding og Næstved.
Opening Hours Mon-Thur 9:00-16:00, Fri 9:00-15:00, however, Herning only every Wednesday 9:00-12:00 and Kolding and Næstved only by arrangement

X

Min A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Fredericia, Valby, Næstved og Rødovre (Business Danmark).
Opening Hours:
Monday 9:30-14:00
Tuesday 9:30-14:00
Wednesday closed
Thursday 9:30-17:30
Friday 9:30-13:00
Opening Hours Business Danmark, Rødovre: Mon-Thur: 8:30-16:00 og Friday: 8:30-15:00.

X

A-kassen LH has offices in the following cities:

København, Aalborg, Aarhus, Herning, Kolding, Odense, Roskilde.
Opening Hours Copenhagen:
8:00-17:00 (Friday 8:00-16:00)
The rest of the cities are only open for meetings you are called in to.

X

MA A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Odense.
Opening Hours:
Mon-Thur 9:00-15:00, Fri 9:00-13:00.
As a member, you have free access to use member areas/rooms (also outside of opening hours) with PCs, printers and copiers.
You can have coffee and tea, as well as the daily newspapers and magazines.

HK A-kasse has offices in the following cities:

København, Aarhus (Brabrand), Hillerød, Rønne, Kolding, Holstebro, Herning, Randers, Grenaa, Silkeborg, Viborg,
Skive, Nykøbing M, Odense, Svendborg, Fredericia, Aalborg, Hjørring, Frederikshavn, Thisted, Hobro, Roskilde, Slagelse, Nykøbing F
Opening Hours: Mon-Thur 8:00-17:00 and Fri 8:00-16:00 (telephone hours).
Note that local branches may have limited physical opening hours. Check out the website of HK A-kasse.

BUPL has offices in the following cities:

København, Aarhus, Nexø, Odense, Slagelse, Holstebro, Aalborg, Hillerød, Ballerup, Kolding, Vordingborg
Opening Hours: Mon-Thur 9:00-15:00 and Fri 9:00-14:00 (telephone hours).
Please note that local branches may have limited opening hours. Check out BUPL's website.

Lærernes A-kasse has offices in the following cities:

København, Aarhus (Risskov), Aalborg, Odense og Esbjerg
Opening Hours: Mon-Thur 10:00-15:30 and Fri 10:00-14:30.

Socialpædagogernes A-kasse has offices in the following cities:

København, Aarhus (Åbyhøj), Esbjerg, Hillerød, Nr. Alslev, Nørresundby, Ringsted, Herning, Odense og Rønne.
Opening Hours: Mon-Wed 9:00-15:00, Thur 9:00-17:00 and Fri 9:00-13:00.
Note that some of the local branches may have other opening hours. See all opening hours on SL's website.

Teknikernes A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Odense, Herning, Vejle, Esbjerg, Aabenraa, Ringsted og Hillerød.
Opening Hours: Mon-Thur 10:00-15:00, Fri 10:00-13:00.
Note that some of the local branches may have other opening hours. See all opening hours on TL's website.

KRIFA A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Odense, Rønne, Esbjerg, Herning, Holbæk, Kolding, Hillerød, Næstved, Randers, Roskilde, Rødekro og Thisted.
Opening Hours: Krifa is typically open from 10:00 to 14:00 on weekdays.
Telephone hours all weekdays from 7:00 to 20:00.

FOA A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Odense, Rønne, Esbjerg, Valby, Frederikshavn, Frederikssund, Nykøbing F, Herning, Holstebro,
Horsens, Kolding, Køge, Middelfart, Maribo, Nakskov, Hobro, Hillerød, Ballerup, Taastrup, Randers, Roskilde, Silkeborg,
Skanderborg, Slagelse, Holbæk, Ringsted, Kalundborg, Asnæs, Skive, Frederiksberg, Sønderborg, Rødekro, Svendborg,
Næstved, Faxe, Stege, Vordingborg, Varde, Vejle, Brønderslev, Hjørring, Viborg.
Opening Hours for A-kasse (Forbundshuset, Copenhagen):
Mon-Thur 8:30-16:00
Fri 8:30-15:00
There are other opening hours in the local branches around the country,
and there may also be days with closed office. See "Contact" on the FOA website for further details.

Akademikernes A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Odense, Esbjerg, Vejle og Herning.
Opening Hours:
Mon-Thur 9:00-16:00
Fri 9:00-15:00

Det Faglige Hus has offices in the following cities:

Esbjerg, Aarhus, Brøndby, Odense, Ringsted, Aalborg, Hillerød, Kolding og Herning.
Opening Hours (Telephone):
Mon-Thur 8:00-18:00
Fri 8:00-16:00
The headquater is in Esbjerg. Please note that local branches have other opening
hours and fewer opening days.

Dansk El-forbund has offices in the following cities:

København, Aalborg, Aarhus, Rønne, Hillerød, Roskilde, Vordingborg,
Odense, Holstebro, Randers, Esbjerg, Vejle
Opening Hours (Headquater):
Mon-Thur 8:00-16:00
Fri 8:00-13:30
The headquater is in Copenhagen. Please note that local branches have other opening
hours and fewer opening days. Opening hours for all branches are available on the DEF website.

Fødevareforbundet NNF has offices in the following cities:

København, Ringsted, Rønne, Odense, Fredericia, Svendborg, Esbjerg,
Rødekro, Horsens, Aarhus, Holstebro, Nørresundby, Hjørring
Opening Hours (Headquater):
Mon-Thur 8:15-16:00
Fri 8:15-14:00
The headquater is in Copenhagen. Please note that local branches have other opening
hours and fewer opening days. Opening hours for all branches are available on the NNF website.

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