Unemployment insurance funds in Denmark
Information about A-kasse and Dagpenge
In Denmark there are 22 Unemployment Insurance Funds.
Danish unemployment insurance funds (in Danish: A-kasse) are private non-profit institutions that are supported by the state.
You need to be a member of an A-kasse to be eligible for Unemployment benefits ("Dagpenge"). However it is not enough to be a member, also other requirements apply.
Of the 22 A-kasser some only take members from certain occupations/within certain professions.
Some others are in principle open for anyone, but target specific groups of employees, examples are "CA A-kasse" (individuals with business-related higher education) and
AJKS (journalists).
The rest are interdisciplinary and accept any employees or self-employed as members. This means that no matter your profession you can apply for membership with these A-kasser.
In the table below you find these interdisciplinary A-kasser by filtering the column "For whom". If the A-kasse accepts "anyone" as member it is an interdisciplinary A-kasse.
You can also sort the price column to quickly find the cheapest A-kasse. However please be aware that the cheapest A-kasser are only for those working within specific professions or having specific educations.
Click (anywhere) in a row, and you can see more details about the respective A-kasse.
ID | A-kasse | For whom | Price per month 2021 |
Who can become a member? | Typical member groups |
Offers cheap Union (legal help) |
Has an office in | This amount of the membership fee goes to administration | This amount of the membership fee goes to insurance | Members development in 2019 |
Members as of Jan 1, 2020 |
Links | Online Sign Up |
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1 | FTF A-kasse![]() |
Anyone | 468 | Everyone regardless of job or education. Free A-kasse for students. | Bank advisors, insurance employees, trade school teachers, social workers, dental officers, police officers, graduates from professional colleges and business academies. | No | København, Aarhus, Odense, Aalborg + 3 (see on map) | 100 | 368 | +2.2% | 141,478 | Sign Up here |
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2 | KRIFA![]() |
Anyone | 505 | Everyone regardless of job or education. | No typical member groups. Krifa does not have affiliates or affiliated unions like some of the other interdisciplinary A-kasser have, such as FTFa and Min A-kasse. Therefore, KRIFA members may come from many different industries. | Yes, Union with legal help costs from DKK 139 per month. A-kasse+Union costs from DKK 644 per month | København, Aarhus, Aalborg, Odense + 10 (see all cities) | 137 | 368 | -2.0% | 161,751 | Sign Up here |
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3 | DFH A-kasse![]() |
Anyone | 487 | Everyone regardless of job or education. | No typical member groups. "Det Faglige Hus" does not have affiliates or affiliated unions like some of the other interdisciplinary A-kasser, such as FTFa and Min A-kasse. Therefore, members of "Det Faglige Hus" come from many different industries. | Yes, for DKK 69 per month. A-kasse+Union costs DKK 556 per month. | Esbjerg, Aarhus, Brøndby + 6 (see all cities) | 119 | 368 | +4.1% | 131,425 | Sign Up here |
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4 | Min A-kasse![]() |
Anyone | 490 | Everyone regardless of job or education. Free A-kasse for students. | People working with IT, sales and marketing staff, cleaning staff, property managers, agricultural workers, dairy workers, hairdressers, watchmakers and opticians, people working in prison or as guardians, train drivers, station officials, employees in Customs&Taxes, employees in the air force, employees in the Navy, church and cemetery workers. | No | København, Aarhus, Aalborg, Fredericia + 3 (see on map) | 122 | 368 | -1.1% | 88,297 | Sign Up here |
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5 | A-kassen Frie![]() |
Anyone | 498 | Everyone regardless of job or education. | Office workers and self-employed | Yes, for DKK 69 per month. A-kasse+Union costs DKK 567 per month. | Odense + meeting places by appointment | 130 | 368 | from 2020-01-01 incl. DANA | 40,407 | Sign Up here |
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6 | MA A-kasse![]() |
Anyone | 502 | Everyone regardless of job or education. Free A-kasse for students. However, the MA A-kasse mainly targets university students and university graduates. | The MA A-kasse members are for the most part humanities or science graduates. MA A-kasse is specialized in: humanities, science, social sciences, IT, communication, health, psychology and pedagogy. MA's members are on the private as well as the public labor market and in NGOs. They are typically employed in HR, communication, teaching, research, administration, programming, project management, IT, consulting - or work as self-employed. | No | København, Aarhus, Aalborg, Odense (see on map) | 134 | 368 | +2.3% | 71,451 | Sign Up here |
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7 | CA A-kasse![]() |
Busi- ness profes- sion |
505 | CA A-kasse targets highly educated people within the "business area". | Academics and highly educated individuals in the business sector, working within "business" - management, finance and accounting, marketing, communication, HR, IT or consulting. | No, but they offer "CA+" for DKK 50/month (can be compared to the legal help you get with cheap Union membership). | Aalborg, Aarhus, Kolding, Odense, Gentofte | 137 | 368 | +2.9% | 65,063 | Sign Up here |
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8 | DSA![]() |
Some profes- sions |
451 | Wage earners and self-employed persons in the field of health care. You must have completed one of the six required educations (see below) | Bioanalysts, Ergotherapists, Physiotherapists, Midwives, Radiographers and Nurses | No | København, Aarhus, Aalborg, Fredericia | 83 | 368 | +1.2% | 94,755 | Sign Up here |
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9 | BUPL-A![]() |
One professionOne profes- sion |
458 | Wage earners and self-employed with a pedagogical education. | Pedagogue workers in creche, kindergarten, SFOs, clubs or schools | No | BUPL has branches throughout the country (see all cities) | 90 | 368 | +0.7% | 59,482 | Sign Up here |
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10 | DLF-A![]() |
One professionOne profes- sion |
475 | Everyone who is or may become member of one of the professional organizations: DLF - Danmarks Lærerforening, FSL - Frie Skolers Lærerforening, Uddannelsesforbundet (DTL (LVA), DPL og LVU). | Primary school teachers, adult and youth educators, teachers at the free elementary schools, teachers at AMU centers and production colleges | No | København, Aalborg, Aarhus + 2 (see all cities) | 107 | 368 | -1.2% | 72,507 | Sign Up here |
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11 | SL A-kasse![]() |
One professionOne profes- sion |
473 | You must work in the social pedagogue area, ie. with vulnerable children, children and adults with physical or mental disability, mentally ill persons. | Social pedagogy workers | No | København, Aarhus, Esbjerg, Odense + 6 (see all cities) | 105 | 368 | +0.4% | 35,902 | Sign Up here |
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12 | TL A-kasse![]() |
Some profes- sions |
514 | Wage earners or self-employed persons who have a practical education or higher education and work in engineering, design or construction. | Examples may be coordinator, project manager or individuals responsible for details in production or documentation. | No | København, Aarhus, Aalborg, Odense + 5 (see all cities) | 146 | 368 | -1.1% | 24,217 | Sign Up here |
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13 | AKA![]() |
Aca- demics |
467 | Only academics | Engineers, lawyers, economists, doctors, dentists, architects and veterinarians. | No | København, Aarhus, Aalborg, Odense + 3 (see all cities) | 85 | 368 | +5.5% | 255,157 | Sign Up here |
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14 | 3F A-kasse![]() |
Some profes- sions |
524 | 3F's members are organized into six main areas that you must work within in order to be admitted to this A-kasse: industry, transport, public sector employees (especially service areas), construction, agriculture, private service/hotel & restaurant. | The largest member group is in the traditional part of industry: iron and metal, process industry, energy sector, plastic industry, clothing and textile, the wood and furniture industry, fish factories, electronics and packaging. The other groups in 3F include member groups such as cleaning assistants, service assistants, cooks, waiters, receptionists, dishwashers, maids, farmers, agricultural assistants, landscapers, gardeners, zookeepers, machine operators, dairy workers, forest workers, earth and concrete workers, masons, structures, asphalt workers, roofers, rockers, pavers, scaffolders, industrypainters, insulators, joiners, carpenters, glaziers, fitters, craftsmen, cemetery workers, caregivers, pedagogical assistants, drivers, warehouses, rescuers, dockers, fishermen, sailors. |
No | 3F has branches throughout the country | 156 | 368 | -1.7% | 225,323 | Sign Up here |
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15 | METAL-A![]() |
Some profes- sions |
522 | Dansk Metal covers the following industries: Auto, gold and silver-jewelers, IT and telecommunications, Maritime, Construction, Industrial | Automotive mechanics, Automotive engineers, Bike mechanics, Truck mechanics, Flight mechanics, Goldjewelers, Engravers, Silverjewelers, IT Supporters, Computer Technicians, Web integrators, Call center employees, Ship mechanics, Machinists, Ship assistants, Navigators, Ship's cook, Plumbing, Energy Technicians (Tubed), Boilermakers, Welders, Blacksmiths, Industrial Engineers, Automation Technicians, Electrical Engineers, Cnc technicians, Cooling technicians, Fin mechanics. | No | METAL has branches throughout the country | 154 | 368 | -0.6% | 69,022 | Sign Up here |
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16 | Din Faglige A-kasse![]() |
Some profes- sions |
521 | FAK covers construction and electricity | Construction workers and Electricians | No | København, Aalborg, Aarhus + 9 (see all cities) | 155 | 368 | -0.2% | 36,721 | Sign Up here |
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17 | NNF A-kasse![]() |
Some profes- sions |
522 | The food-related Union NNF organizes employees in the following industries: bakers, butchers, dairy, sugar and chocolate industries as well as the tobacco industry. | Bakers, butchers, dairy employees | No | København, Ringsted, Rønne + 10 (see all cities) | 149 | 368 | -2.4% | 15,943 | Sign Up here |
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18 | HK A-kasse![]() |
Some profes- sions |
514 | Wage earners and self-employed persons within certain disciplines (see the typical job types below). | Office and IT Staff, Laboratory and Environmental Staff, Correspondents, Attorney Secretary, Real Estate Agents, Customer Relations Center, Sellers, Printing Workers, Multimedia Designers, Media Graphics, Market Economists, Medical Secretary, Warehouse Assistants, Graphic Designers, Shop Assistants, Bookkeepers, Advertising Consultants, Employees within Traffic and Railway, Employees within Post and Communication. | No | HK has branches throughout the country (see all cities) | 146 | 368 | -1.3% | 191,022 | Sign Up here |
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19 | A-kassen LH![]() |
ManagersMana- gers |
480 | A-kassen LH tells that they target managers, trusted employees, self-employed and salaried persons who negotiate their own pay and contract. | Managers, trusted employees, self-employed and salaried persons who negotiate their own pay and contract. | Yes, Union with legal help costs DKK 197 per month. | København + meetingsplaces in 6 cities (see on map) | 112 | 368 | +2.5% | 115,828 | Sign Up here |
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20 | A-JKS![]() |
Journa- lists |
468 | AJKS targets people working within journalism, communication and language. | Journalists, Communicators, Translators, Photographers | No | København og Aarhus | 100 | 368 | +0.5% | 24,513 | Sign Up here |
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21 | ASE A-kasse![]() |
Anyone | 514 | Everyone regardless of job or education. ASE has previously been an A-kasse for self-employed, but today ASE is also for wage earners. | Self-employed | Yes, it costs DKK 71 per month for wage-earners, and DKK 87 per month for self-employed. A-kasse+Union costs DKK 585/601 per month | København + meeting places by appointment | 146 | 368 | -0.3% | 143,725 | ||
22 | FOA A-kasse![]() |
Some profes- sions |
519 | FOA accepts members who provide public service, eg. by taking care of children or nursing patients in hospitals and nursing homes. | Social and Health Assistants, Social and Health Aiders, Day Care Professionals, Pedagogue-Aiders and Pedagogue-Assistants, Nursing Assistants. | No | FOA has branches throughout the country (see all cities) | 151 | 368 | -2.1% | 139,308 | Sign Up here |
Number of members are from Styrelsen for Arbejdsmarked og Rekruttering's annual estimates of the number of members. Members with free membership not included.
More about A-kasse membership
Themes about A-kasser
Are You comprised by the Danish social security rules?
Member of both A-kasse and Union?
Welcome to Denmark (from workindenmark.dk)
Know your rights and obligations when working in Denmark
Unemployment Insurance in Europe
Transferring unemployment benefits
Transferring periods of work and insurance from another EEA Country
VIDEO about Unemployment benefits: explains the rules and your options
Socialpædagogernes A-kasse has offices in the following cities:
København, Aarhus (Åbyhøj), Esbjerg, Hillerød, Nr. Alslev, Nørresundby, Ringsted, Herning, Odense og Rønne.
Opening Hours: Mon-Wed 9:00-15:00, Thur 9:00-17:00 and Fri 9:00-13:00.
Note that some of the local branches may have other opening hours. See all opening hours on SL's website.