Unemployment insurance funds in Denmark

Information about A-kasse and Dagpenge

In Denmark there are 23 Unemployment Insurance Funds.
Danish unemployment insurance funds (in Danish: A-kasse) are private non-profit institutions that are supported by the state.

You need to be a member of an A-kasse to be eligible for Unemployment benefits ("Dagpenge"). However it is not enough to be a member, also other requirements apply.

Of the 23 A-kasser some only take members from certain occupations/within certain professions.
Some others are in principle open for anyone, but target specific groups of employees, examples are "CA A-kasse" (individuals with business-related higher education), "MA A-kasse" (university students and graduates), and AJKS (journalists).

The rest are interdisciplinary and accept any employees or self-employed as members. This means that no matter your profession you can apply for membership with these A-kasser.
In the table below you find these interdisciplinary A-kasser by filtering the column "For whom". If the A-kasse accepts "anyone" as member it is an interdisciplinary A-kasse.

If you want to quickly find the cheapest A-kasse, you can find a list sorted by price here. However please be aware that the cheapest A-kasser are only for those working within specific professions or having specific educations.

Are you in doubt about which A-kasse suits your job/education best, then you can have a look at our list over the typical members in the different A-kasser.

A-kasse For whom Price
per month
2020
Pros and
Cons
Has an office in Members dev.
in 2019/
Members
as of Jan 1, 2020
Online Sign Up/
Read more
FTF A-kasse Anyone 457 Pros: is cheap, good extra wage-insurance, has few complaints, TrustScore 4,3/5
Cons: no Union
København, Aarhus, Odense, Aalborg + 3 (see map) +2,2%
141.478
Sign Up here

More about FTFa..
KRIFA Anyone 492 Pros: TrustScore 4,3/5, Cheap A-kasse with Union 14 cities, including København, Aarhus, Aalborg, Odense -2,0%
161.751
Sign Up here

More about Krifa..
Min A-kasse Anyone 476 Pros: best A-kasse
Cons: no Union
6 cities, including København, Aarhus, Aalborg, Odense -1,1%
88.297
Sign Up here

More about Min-A..
Frie Anyone 486 Pros: Cheap A-kasse with Union, good extra wage-insurance, TrustScore 4,8/5 Odense + meeting places by appointment from 2020-01-01 incl. DANA
40.407
Sign Up here

More about Frie..
CA A-kasse Busi-
ness and
self-
employed
496 Pros: Targets high educated within business profession, TrustScore 4,6/5, has few complaints, can buy CA+ Aalborg, Aarhus, Kolding, Odense, Gentofte +2,9%
65.063
Sign Up here

More about CA..
HK A-kasse Some
profes-
sions
499 Cons: has some complaints, TrustScore 2,8/5 HK has branches throughout the country -1,3%
191.022
Sign Up here

More about HK..
A-JKS Journa-
lists
459 Pros: has few complaints, good price trends, is cheap
Cons: no Union
København and Aarhus +0,5%
24.513
Sign Up here

More about AJKS..
DSA Some
profes-
sions
442 Pros: DK's cheapest A-kasse, has few complaints, good extra wage-insurance
Cons: no Union
København, Aarhus, Aalborg, Fredericia +1,2%
94.755
Sign Up here

More about DSA..
BUPL-A One
profession
One
profes-
sion
449 Pros: is cheap, has few complaints, good price trends BUPL has branches throughout the country +0,7%
59.482
Sign Up here

More about BUPL..
DLF-A One
profession
One
profes-
sion
466 Cons: bad price trends, has some complaints 5 byer, bl.a. København, Aalborg, Aarhus -1,2%
72.507
Sign Up here

More about DLF-A..
SL A-kasse One
profession
One
profes-
sion
463 Pros: good price trends
Cons: has many complaints, TrustScore 3,4/5
10 cities, including København, Aarhus, Esbjerg, Odense +0,4%
35.902
Sign Up here

More about SL..
TL A-kasse Some
profes-
sions
501 Cons: has many complaints, bad price trends, TrustScore 3,3/5, expensive wage-insurance 9 cities, including København, Aarhus, Aalborg, Odense -1,1%
24.217
Sign Up here

More about TL..
FOA A-kasse Some
profes-
sions
510 Cons: has some complaints, is expensive, bad price trends, TrustScore 2,2/5 FOA has branches throughout the country -2,1%
139.308
Sign Up here

More about FOA..
BFA A-kasse Some
profes-
sions
511 Pros: has few complaints
Cons: is expensive
See the
individual
Unions
+0,2%
16.448
Sign Up here

More about BFA..
AKA Some
edu.
444 Pros: Targets academics, is cheap, good extra wage-insurance
Cons: Ongoing abuse case
7 cities, including København, Aarhus, Aalborg, Odense +5,5%
255.157
Not recom-
mended

See here why..
3F A-kasse Some
profes-
sions
513 Pros: Strong Union (if you buy Union together with A-kasse)
Cons: is expensive, expensive wage-insurance, TrustScore 1,7/5
3F has branches throughout the country -1,7%
225.323
Sign Up here

More about 3F..
METAL-A Some
profes-
sions
513 Pros: has few complaints
Cons: is expensive, bad price trends, expensive wage-insurance
METAL has branches throughout the country -0,6%
69.022
Sign Up here

More about Metal..
DEF A-kasse One
profession
One
profes-
sion
514 Pros: fewest complaints of all A-kasser
Cons: An expensive A-kasse
12 cities, including København, Aalborg, Aarhus -0,2%
19.975
Sign Up here

More about EL-A..
NNF A-kasse Some
profes-
sions
508 Cons: is expensive, has some complaints, expensive wage-insurance 13 cities, including København, Ringsted, Rønne -2,4%
15.943
Sign Up here

More about NNF..
A-kassen LH ManagersMana-
gers
469 Pros: Targets managers, TrustScore 4,3/5 København + meeting places by appointment in 6 cities +2,5%
115.828
Call LH

More about LH..
DFH A-kasse Anyone 479 Pros: DK's cheapest A-kasse with Union, best price trends, TrustScore 4,4/5
Cons: Has most complaints of all
9 cities, including Esbjerg, Aarhus, Brøndby +4,1%
131.425
Yellow (info)

More about DFH..
Ase A-kasse Anyone 503 Cons: has many complaints, is expensive, worst price trends København + meeting places by appointment -0,3%
143.725
Yellow (info)

More about ASE
MA A-kasse Anyone 493 Pros: Targets high educated, good extra wage-insurance
Cons: has many complaints
København, Aarhus, Aalborg, Odense (see map) +2,3%
71.451
More info

More about MA..

Number of members are from Styrelsen for Arbejdsmarked og Rekruttering's annual estimates of the number of members. Students with free membership are included.

Themes about A-kasse

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